The money market made for everyone

Supply assets to earn interest, borrow assets for short-term loans, and earn OMM for doing so.

Supply an asset

ICX or a supported ICON asset. Earn variable interest daily.

Borrow an asset

Borrow up to 50% of your supplied value and pay variable interest daily.

Earn Omm Tokens

OMM. Lock them to earn more OMM and vote on the future of Omm.

Make your money work for you.

Your money loses value every day it stays in the bank. Many countries target an annual inflation rate of 2%1, but most banks offer less than a 0.5% return.2,3 You deserve better.

Supply money on Omm and watch your balance grow from day one. Need a loan? Borrow against your assets in seconds. Omm is designed to be accessible to everyone, so if you’re new to cryptocurrency, all you need is an email address and USD.

Supply assets.
Earn a passive income.

Add ICX, USDS, or IUSDC to a market to earn variable interest and Omm Tokens (OMM) each day. Supply ICX, and you’ll also earn staking rewards. When you need to use your assets, you can withdraw them in an instant.

Use with your email address and USD.

New to blockchain and cryptocurrency? Sign in with Bridge to attach a wallet to your email address, then use it to buy Stably USD (USDS). Requires a verified identity.

Maximise your earning potential.

If you hold assets with a market on Omm, they’ll appear as available to supply. View your balance and the current annual rate for supplying it, then put your money to work.

Borrow assets
for short-term loans.

Use your supplied assets as collateral to borrow up to 50% of the value. The amount you owe will increase each day based on the variable interest rate, so it’s best for short-term loans.

Supply liquidity on Balanced.

To earn more OMM, add your borrowed assets to the OMM / sICX, OMM / USDS, or OMM / IUSDC pool on Balanced, then stake your LP tokens on Omm.

Withdraw to your bank account.

To cover expenses in the real world, borrow USDS, then use Stably to send an equivalent amount of USD to your bank account. Supports US banks and international wire transfers.

Own a piece of Omm.

Omm operates as a decentralised autonomous organisation (DAO), owned by its community. Omm Tokens (OMM) are the platform’s governance token: lock up OMM for the right to shape Omm's future, and to earn even more OMM.

Omm will distribute 1,000,000 OMM a day for 30 days. The amount then drops to 400,000/day for the first year, and is reduced by 100,000/day each year until year 5+, when it stabilises at 3% inflation.

Participate in governance.

Lock up OMM so you can delegate a share of the ICON market towards up to 5 ICON validators.

You can also submit and vote on proposals to add new markets, adjust the borrow limit, and direct funding towards initiatives that will help Omm thrive.

Audited for
your security.

Omm is decentralised, so it operates via smart contracts. The Omm smart contracts were audited by Slowmist, whose list of clients includes leading exchanges like Binance, Huobi, and OKX.

An audit reduces the risk of smart contract bugs, but there’s always a risk. Invest only what you can afford to lose.

Backed by strong
strategic partners.

+ individuals from Band Protocol, Synthetix, and more.
Read the announcement on the Omm blog.